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Struggling with Debt?
Find Out if You Qualify for an IVA and Write Off Up to 85% of Your Debts
Take back control of your finances today. Get confidential, no-obligation debt advice from our friendly UK specialists — and start your journey to financial freedom.
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What is an IVA?
An Individual Voluntary Arrangement (IVA) is a government-backed debt solution that allows you to combine your unsecured debts into one affordable monthly payment — usually lasting 5 years.
At the end of the term, any remaining eligible debt is written off.
It’s a legally binding agreement between you and your creditors, designed to help you become debt-free without the stress of constant calls or letters.
Why Choose an IVA?
✔ Stop creditor contact – no more harassing calls or letter
✔ Freeze interest & charges – your debt stops growing
✔ Keep your home & car – unlike bankruptcy
✔ One simple, affordable payment – based on what you can afford
✔ Become debt-free in as little as 5 years
Who Qualifies for an IVA?
You could qualify for an IVA if you:
✔ Owe more than £6,000 in unsecured debts
✔ Have 2 or more creditors
✔ Live in England, Wales, or Northern Ireland
✔ Have a regular income
Take our quick assessment to find out your options — it’s free, confidential, and won’t affect your credit score.
Real People. Real Results.
Don't take our word for it, see what our happy customers have to say.
I was drowning in £24,000 of credit card debt. Within days, the team helped set up my IVA and my payments dropped from £600 to £110 a month. I finally feel free again
Sarah, Manchester
I wish I’d done this sooner. I’m on track to be debt-free in 4 years and I can actually sleep at night now.
Mark, Birmingham
Yes, but it’s a step towards rebuilding your finances. Once completed, your debts are written off, and you can start fresh.
Yes — most unsecured debts, including tax and utility arrears, can be included.
No. Once your IVA is approved, all creditor action must stop.
Once you’ve made all payments, your remaining unsecured debts are written off, and you’re officially debt-free.
Ready to Take the First Step Toward a
Debt-Free Future?
Get free, confidential advice today — and see how much of your debt could be written off.
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